$1.51
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BarnBridge current price is $1.51 with a marketcap of $14.67 M. Its price is -7.56% down in last 24 hours.
What Is BarnBridge?
The platform first launched in October 2020, following an initial seed raise by its co-founders: Tyler Ward, Troy Murray, Milad Mostavi, Dragos Rizescu and Bogdan Gheorghe.
BarnBridge’s pool-to-pool design results in the creation of a junior-senior model for its various applications, meaning that one group of users is essentially subsidizing an outcome for the other group. This makes use cases like fixed income and downside price protection possible with BarnBridge applications.
How Does BarnBridge Work?
The BarnBridge whitepaper details two primary applications – the first two to have launched in the project’s ecosystem: SMART Yield and SMART Alpha.
BarnBridge’s second product, SMART Alpha, will allow users to create a dampened and leveraged pool for any ERC-20 token. It’s slated for release during the back half of Q3 2021.
Besides the two applications outlined in the original whitepaper, the team behind BarnBridge is also building two further applications: SMART Exposure and one that is provisionally called “SMART Secret.” The purpose of both is to augment the functionality of the core Yield and Alpha products but the full scope of their capabilities is yet to be revealed.
SMART Exposure will be live at the start of Q3, whereas SMART Secret is being built in parallel to SMART Alpha. As of July 2021, BarnBridge remains in a reasonably early stage of development but plans to launch early versions of its products by the year’s end.
What Makes BarnBridge Unique?
The BarnBridge DAO is the recipient of all fee revenues earned by protocol applications. For example, SMART Yield charges 0.5% on deposits into its junior tranche or 5% of yields earned by senior tranche bonds. These fees are charged for the respective asset being deposited and the BarnBridge community is able to allocate these resources through on-chain governance mechanisms. As BarnBridge expands beyond Ethereum in the future, fees will continue to be returned to the Ethereum-based DAO.
Beyond this, by allowing traders to control how much volatility they are exposed to via tokenized risk products, BarnBridge presents a unique, new investment strategy and trading opportunity. It also gives users a way to easily choose the risk exposure for their investments based on the tranche they choose to buy — whether that be high risk with potentially high rewards, low risk and low rewards, or something in-between.
How BarnBridge Stratifies and Isolates Risk
BarnBridge senior tranches, whether from the SMART Yield application or eventually SMART Alpha, introduce a new class of pristine collateral to DeFi. Because they are shielded from volatility in the underlying interest rate or price fluctuations, respectively, by junior tranches, they offer safer foundations for other DeFi applications to build atop of. Wide adoption of senior tranche collateral could result in DeFi becoming more resilient in the face of future drawdowns.
On the flip side, the junior tranches are rewarded with cheap leverage on assets that market depositors view in a positive light. In both of the aforementioned applications, senior tranche users give up a certain degree of upside on their deposits, which then gets distributed to the junior tranches. This creates a symbiotic relationship between different user profiles that are interested in the same underlying; one can imagine a DAO taking the senior side of its native asset for treasury management, while community advocates take the junior side to express their bullish outlook.
By providing a platform where users can easily access fixed-income investment instruments, BarnBridge makes the DeFi space more accessible and intuitive for casual investors. It also helps to improve the efficiency of the system by enabling users to choose their own risk threshold — something that would otherwise be challenging to accomplish using existing tools.