Hello, my friends!
With so many new cryptocurrencies being launched, it can feel nearly impossible to figure out which ones are worth your attention—and your investment. But every once in a while, a quiet contender enters the space with solid fundamentals, a unique purpose, and a lot of quietly building momentum. That’s what we’re seeing right now with Term Finance (TERM) Coin.
This article will walk you through everything you need to know about TERM Coin as of March 2025—from its unique place in the DeFi market to where its price action might be headed in the coming months. If you’ve heard buzz about the Term Finance airdrop points or seen the coin trending across crypto activity platforms, you’re already one step ahead. But is TERM just another fleeting token? Or is this a long-term opportunity quietly taking shape behind the scenes?
Let’s dive in.
Contents
What Is Term Finance (TERM) Coin?
Term Finance is positioning itself as a decentralized protocol for fixed-term lending and borrowing. Unlike most DeFi platforms that offer only variable interest rates and short-term liquidity solutions, Term Finance introduces the concept of expiration-based lending. In other words, users can lend or borrow assets on terms that resemble matured trades—sort of like bonds, but crypto-native.
The TERM Coin functions as both a reward mechanism and, eventually, a utility asset within this ecosystem. As of March 2025, Term Labs is pushing this incentive forward with its Term Points Program, rewarding early users for activity like lending, borrowing, completing social tasks, and—yes—even bringing in their friends.
This isn’t just gamification for attention. It’s structured engagement designed to create a more loyal base of users that directly benefit from network growth.
Current Market Overview: March 2025
So where does TERM Coin stand now?
At the time of writing in March 2025, the overall crypto market cap is hovering near $2.58 trillion, with Bitcoin dominance just over 59%. Ethereum remains stable with low gas fees (around 0.61 Gwei). And while the majors are holding their ground, interest is quickly shifting to DeFi protocols that offer more than just flashy tokens—they’re offering actual utility.
TERM Coin is currently trading in the range of $0.018 to $0.025, showing signs of accumulation over the past two weeks. Though it’s not yet listed on major centralized exchanges, on-chain data indicates growing liquidity on Ethereum and Avalanche-based pools, thanks to Term Finance’s recent incentives around lending liquidity.
This presents an interesting price floor, especially when put into the broader perspective of token unlocks, points-to-token conversion speculation, and an upcoming reward cycle closing on March 26, 2025. The next few weeks are likely to be particularly volatile—and potentially rewarding—for active participants.
What Makes TERM Coin Different?
Unlike many DeFi experiments that blast onto the scene with grand visions but no structure, Term Finance is intentionally measured in its approach. Its protocol is carefully built around fixed-term trustless contracts, which are particularly attractive both to institutional DeFi participants and individuals looking for long-term yield strategies.
Here’s what makes it stand out:
- Expiration-based DeFi lending: Instead of rolling interest rates, lenders and borrowers can lock in positions up to a defined maturity date. That clarity is a game-changer for strategic planning.
- Non-custodial architecture: Unlike centralized DeFi platforms or wrapped lending interfaces, Term Finance smart contracts are open, transparent, and independently verifiable.
- Points ecosystem: With TERM Points earnable through task completion, liquidity provision, and borrowing/lending interactions, early activity now could translate into significant token allocations later.
- Market-agnostic arbitrage opportunities: With a fixed rate protocol, price discovery opens arbitrage paths across DeFi money markets—great for savvy yield farmers.
Let’s explore how this affects TERM Coin price action going forward.
Technical Analysis: TERM Coin Price Patterns
Here’s where things get interesting.
Since late February 2025, TERM Coin has formed a clear ascending triangle pattern, with higher lows pushing up against consistent resistance near the $0.025 mark. Volume profiles show an uptick in engagement following key announcements tied to airdrop deadlines. What we’re seeing is a classic case of investor interest heating up just as supply is tightening.
Support and Resistance
- Immediate support zone: $0.018 – $0.020
- Current resistance barrier: $0.025 – $0.027
- Breakout target if breached: $0.035 – $0.045
- Mid-term target based on Fibonacci extensions (1.618 level): $0.062
As activity increases and users scramble to complete their Term Points tasks, we could see the $0.025 ceiling break within the next two weeks. If that happens, TERM Coin may test the $0.030–$0.035 range quickly due to relatively low token supply and high off-chain speculation.
And here’s the spark: the Term Points program is hinting at eventual conversion of points into token distributions, possibly retroactively rewarding Season 1 contributions. That’s why March 26, 2025—the final reward date—could act as a psychological trigger for a price surge.
Term Finance Points Program: More Than Just Gamification
If you’ve been following the growing airdrop buzz, you know that the Term Finance Points system isn’t your average social task checklist. Instead, it’s a well-thought-out framework designed to reward actual engagement.
Users earn TERM Points by doing things like:
- Lending tokens to Term Finance pools
- Borrowing assets across maturity channels
- Recommending friends to the protocol
- Performing small but meaningful social tasks (e.g., Twitter follows, DAO voting participation, and get started with the tasks shown.
With reward distribution set for March 26, the platform.
Will TERM Coin Airdrops Impact Price?
History says yes.
in the wallets of users already familiar with the ecosystem. That reduces sell pressure compared to conventional aird* the chance of TERM Coin maintaining value through considerate supply distribution.
